Archive for April, 2010
Financial Plans
Friday, April 30th, 2010
Migrating to Australia Financial Planning. Intro to Pensions, Tax, Superannuation and More
Migrating to Australia
Choosing to migrate to another country is a big decision – one of the largest decisions of your life. With the decision to migrate to Australia comes several financial as well as emotional changes as you establish yourself in your new homeland.
Each year, around 170,000 people migrate to Australia from all over the world including nations such as the UK, South Africa, China and India. There are 3 main routes for migrating to Australia including:
1. Skilled Migration Program – the most common method of migrating to Australia. In the 09/10 financial year, 64% of migrants to Australia came via the Skilled Migration program.
2. Family Migration Program – this accounted for around 36% of migrants to Australia in 09/10.
3. Special Eligibility Program – this seeks to assist the migration of refugees to Australia.
Financial Migration to Australia
Moving to Australia is a complex process and one which has repercussions to every aspect of your life. One area that many people tend to overlook when preparing to emigrate is financial planning. To successfully set yourself up financial in Australia, you should consider getting professional financial planning advice to assist you in understanding how to manage your assets such as pensions and Retirement savings in your home country, and how to move these to Australia as cheaply and as easily as possible.
Free Ebook: Migrating to Australia
The Sydney financial planners at Financial Spectrum have written a free Ebook about Migrating to Australia from a financial planning perspective. The ebook gives an introduction to basic concepts such as how to transfer your assets from overseas to Australia (e.g. cash, pensions, and other assets such as property), and how to establish yourself financially in Australia. There is also an introduction to the Australian Tax system, , banking in Australia, superannuation and how to seek professional financial planning advice for migration to Australia.
About the Author
Financial Spectrum is a leader in the Sydney financial planning industry. Independently owned, with its own Australian Financial Services Licence, Financial Spectrum offers professional financial advice in all areas including investing, tax minimisation, superannuation, preparing for retirement, transition to retirement and more. Financial Spectrum are Principal Members of the Financial Planning Association and were finalists in the City of Sydney Business Awards 2010.
Visit us at http://www.financialspectrum.com.au or call us on 1300 886 018
Business Plan Layout
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Training & Development: Analysing the Need, Developing the Plan Implementing the Strategy (13/11) Seminar [VHS] … |
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Vol. 1-Creating a Financial Plan [VHS] $19.95 … |
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Training and Development: Analysing the Need, Developing the Plan Implementing the Strategy Seminar [VHS] … |
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Last Call $1.99 … |
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Made in China $1.99 … |
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Flamingo Road Block $1.99 … |
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Juice and Smoothie Bar Business Plan – MS Word/Excel $18.95 The Juice and Smoothie Bar Business Plan is a comprehensive document that you can use for raising capital from a bank or an investor. This document has fully automated 3 year financials, complete industry research, and a fully automated table of contents. The template also features full documentation that will help you through the business planning process. This is a full and complete business pla… |
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Coin Op Laundry Business Plan – MS Word/Excel $18.95 The Coin Op Laundry Mat Business Plan is a comprehensive document that you can use for raising capital from a bank or an investor. This document has fully automated 3 year financials, complete industry research, and a fully automated table of contents. The template also features full documentation that will help you through the business planning process. This is a full and complete business plan w… |
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Dave Ramsey’s Act Your Wage! Game $37.94 Get gazelle intense with this new board game from Dave Ramsey. Invite friends over to play or have a family game night. It’s always competitive and fun! Product Description: - Keep your savings up and expenses down as you compete to be the first to yell, “I’m debt free!” - Don’t let your emergency fund go below $1,000. - Plan for expenses using the envelope system. You don’t want to have too mu… |
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Solar Energy Farm Business Plan – MS Word/Excel $18.95 The Solar Energy Farm Business Plan is a comprehensive document that you can use for raising capital from a bank or an investor. This document has fully automated 3 year financials, complete industry research, and a fully automated table of contents. The template also features full documentation that will help you through the business planning process. This is a full and complete business plan wit… |
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The Total Money Makeover (Hardcover) $16.33 Radio personality Dave Ramsey shares the secret of stable finances: get out of debt and stay out. He provides tips for how to do this along with testimonials from former debtors who took his advice and emerged out from under their bills with money in t… |
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Total Money Makeover (Abridged audio CD) $16.98 Radio personality Dave Ramsey shares the secret of stable finances: get out of debt and stay out. He provides tips for how to do this along with testimonials from former debtors who took his advice and emerged out from under their bills with money i |
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The Ultimate Financial Plan (Hardcover) $18.27 What would it look like to apply the money and life lessons learned by The Ultimate Gift`s Red and Jason Stevens in your present and future? This is a personal financial planning book exploring the intersection of money and life. The Ult… |
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Start Late, Finish Rich $10.07 This installment in David Bach`s popular series on personal investing and money management targets the boomer generation, many o |
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Total Money Makeover Workbook $12.38 In this fresh, interactive guide, respected financial expert Dave Ramsey offers a proven, comprehensive plan for getting in shape financially.B The Total Money Makeover Workbook takes you one step closer to getting out of debt and achievin… |
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The History of Financial Planning (Hardcover) $38.93 The first book to provide a comprehensive history of the financial planning profession The financial services field has been revolutionized in the last quarter of the twentieth century by the financial planning profession. So much has happe… |
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The History of Financial Planning (Hardcover) $25.59 Description not available. |
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How to Open & Operate a Financially Successful Personal Financial Planning Business (PACKAGE) $36.63 Millions of Americans every year have troubles with their finances. They turn to experts in droves, asking for help in filing their taxes, consolidating their debt, or just planning how they will pay their bills and invest their retirement funds. Fo… |
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Die Broke (Paperback) $11.43 This reference differs from other financial advice books by categorically stating that the conventional wisdom about money is wrong. The author preaches that readers should spend their money during their lifetimes. He includes a comprehensive approach … |
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The Financial Peace Planner $10.66 The bestselling author and nationally syndicated radio host of The Money Game has helped thousands through his 12-week financial |
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Debt-free for Life (Hardcover) $13.04 David Bach is a prolific and high-profile financial writer and coach who has written for the print and Internet media; he is also a popular motivational speaker. His “Finish Rich” series of books have been best-sellers, possibly because his message is … |
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The Only Guide You`ll Ever Need for the Right Financial Plan (Hardcover) $18.27 Larry E. Swedroe, author of the successful Only Guide books, now tackles the issue of building a financial plan to meet the unique needs of each investor. The Only Guide You`ll Ever Need for the Right Financial Plan shows how to d… |
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Smart Women Finish Rich (Paperback) $10.29 America`s favorite financial coach, David Bach, celebrates his million-copy classic with a fully updated edition addressing new wealth opportunities for women. Smart Women Finish Rich remains a milestone, the first bestselling m… |
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PC – Smart Business Plan Deluxe $7.49 Smart Business Plan Deluxe software makes it easy to create and customize business and marketing plansThe Financial Advisor feature can help you find the funding you needThe perfect tool to take your business to the next level |
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Yes, You Can Get a Financial Life! (Paperback) $10.07 A guide to personal finance discusses how to save and invest at different life stages, from the twenties to the sixties and beyond, providing tips on the financial aspects of having babies, insurance, divorce, and retirement. |
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Armed Forces Gt Personal Financial Planning $22.72 Description not available. |
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Baum Plan for Financial Independence $15.84 Description not available. |
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The Sweet Potato Queens` Big-Ass Cookbook (And Financial Planner) (Paperback) $10.1 The Southern belles known as the Sweet Potato Queens dispense advice on cooking and financial planning in this unusual guide that relies heavily on pecan pie and bacon. |
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Debt Free for Life (Large Print,Hardcover) $28.75 David Bach is a prolific and high-profile financial writer and coach who has written for the print and Internet media; he is also a popular motivational speaker. His “Finish Rich” series of books have been best-sellers, possibly because his message is … |
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AARP Crash Course in Estate Planning $14.8 A guide to estate planning discusses such topics as wills, the probate process, selecting an executor, living trusts, naming a guardian for young children, living wills, and setting up a power of attorney. |
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Psych Yourself Rich (Hardcover) $15.16 Examines the psychological aspects of dealing with financial issues and presents advice on establishing financial safeguards and goals and setting up a plan that will create financial security for the future. |
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Stylish Weddings for Less (Paperback) $14.81 Counsels engaged couples on how to adhere to a wedding budget in spite of inflated prices and typical high-pressure scenarios, sharing hundreds of cost-saving tips for finding discounts for everything from gowns and flowers to invitations and honeymoon… |
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What Color Is Your Parachute? for Retirement (Paperback) $11.2 “A revised edition of the definitive retirement guide for people of all career stages”–Provided by publisher. |
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Anatomy of a Business Plan $13.36 Explains the function of a business plan, demonstrates how to create one for new companies such as non-profit organizations, and shows how to prepare a marketing plan, financial documents, and tax information. |
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Financial Analysis, Planning and Forecasting (Hardcover) $152.78 Based on the authors` extensive teaching, research and business experiences, this book reviews, discusses and integrates both theoretical and practical aspects of financial planning and forecasting. The book is divided into six parts: Information and M… |
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Fail-Safe Investing: Lifelong Financial Security in 30 Minutes (Paperback) $10.87 Distilling more than three decades of financial wisdom into a single volume, a noted investment counselor offers advice on how to create a safe, sound financial plan in a very short time. Reprint. 15,000 first printing. |
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One Year to an Organized Financial Life (Paperback) $11.31 Presents a week-by-week plan to achieve financial peace of mind, with advice on such topics as sticking to a budget, curbing credit card debt, saving on taxes, refinancing a mortgage, and planning for a child`s college education. |
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The Richest Man in Babylon by George S. Clason (Paperback) $9.89 This title serves up sound practical advice on thrift, financial planning, and investment philosophy in a unique and refreshing |
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Rich Dad`s Prophecy (Paperback) $9.65 Explains how baby boomers can look forward to a profitable retirement by presenting a detailed financial plan to help prepare for the worst and avert a long-term financial crisis. Reissue. 100,000 first printing. |
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The Wall Street Journal Complete Personal Finance Guidebook (Paperback) $9.17 An easy-to-understand tutorial on the basics of personal finance takes readers step by step through the essentials of money management, banking, investment, insurance, financial planning, taxes, and more. Original. 60,000 first printing. |
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Aba Checklist for Family Heirs (Paperback) $71.89 Description not available. |
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La riqueza en cuatro pisos / Four Steps to Wealth (Paperback) $11.67 “With a direct and refreshing tone, this guide offers the first step in the journey to attain sufficient wealth for the future and achieve financial independence, teaching step by step how to protect what you have, prepare for the unexpected, obtain se… |
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Smart Home Manager Software $9.49 Keep your life organized with the Smart Home Manager programSoftware provides all the financial planning, investment tracking, and personal information managing you needProgram is the perfect way to stay on top of everything |
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Debt-free for Life (Compact Disc) $21.68 Poses motivational arguments for eliminating debt, outlining strategies for achieving financial stability while living on less and enabling a retirement that involves fewer monthly payments. By the best-selling author of The Runaway Millionaire… |
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Getting Started As a Financial Planner (Paperback) $22.84 There has never been more opportunity for financial planners–or more reasons for financial professionals to consider switching the direction of their careers into this lucrative field. Today`s planners will cash in on the huge surge of baby boomers pr… |
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Great American Stimulus (Hardcover) $17.98 The 2012 presidential campaign will, above all else, be a referendum on the Obama administration’s handling of the financial crisis, recalling the period when Obama’s “audacity of hope” met the austerity of reality. Central … |
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The New Master Your Money (Paperback) $10.63 This financial planning book applies principles from God`s word to your financial portfolio in an easy-to-understand format. Original. |
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The Bogleheads` Guide to Retirement Planning (Paperback) $10.07 The Bogleheads are back-with retirement planning advice for those who need it! Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to sa… |
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Behind the Shutter (Paperback) $22.33 Written primarily for wedding photographers, this manual starts with the basics of creating a solid business plan, finding customers and marketing to them through online social media outlets and old-fashio… |
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Managing Your Money All-In-One For Dummies (Paperback) $16.69 Offering a complete course in money management and financial planning, this comprehensive, hands-on resource covers such topics as repairing or improving a credit rating, paying off debt, saving for the future, getting the best mortgage, budgeting and … |
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The Automatic Millionaire (Hardcover) $13.3 In THE AUTOMATIC MILLIONAIRE, popular financial writer David Bach champions automated transactions and a slow, gradual approach to wealth accumulation. Bach suggests making use of automated payroll deductions for pre-tax retirement funds–hence the boo… |
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The Family Budget Workbook/Gaining Control of Your Personal Finances (Paperback) $8.91 Financial expert Larry Burkett introduces the ultimate family money management workbook. His sensible, realistic plan for getting and keeping your finances under control includes easy-to-use worksheets that make following the plan as easy as possi… |
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Bankable Business Plans $14.76 The secrets behind creating compelling and successful business plans sure to attract financial backers are revealed step-by-step in this invaluable guide. Containing detailed information on Risk Management Association (RMA) data and clear explanat… |
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Questions Great Financial Advisors Ask… And Investors Need to Know $14.81 A financial advisor recounts an interview with a recently retired physician who planned an enjoyable—and costly—retirement. The doctor wanted his entire portfolio in bonds, which was far too conservative to maintain the lifestyle he and his… |
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The Smartest Retirement Book You`ll Ever Read (Paperback) $11.74 A simple, straightforward and easy-to-follow guide to retirement financial planning covers a wide range of topics including: investing during retirement, pension, social security, withdrawals, annuities, reverse mortgages, estate planning, insurance an… |
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The Bogleheads` Guide to Retirement Planning (Hardcover) $15.98 The Bogleheads are back-with retirement planning advice for those who need it! Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accou… |
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Personal Finance 1e + Student Financial Planner Set (Paperback) $162.67 Description not available. |
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Business Plans That Work $15.4 Explains how to create business plans for small businesses ranging in size from one-person operations to larger corporations with many employees, condensing complicated marketing and financial concepts into practical advice. |
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Pay for College Without Sacrificing Your Retirement $12.76 “Examines the cost of college within the context of a family financial plan; financial aid; academic, athletic and need-based scholarships; tax sheltered savings plans such as 529s; potential help from grandparents; and the use of business assets, loan… |
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La transformacion total de su dinero $11.29 Aqui tiene una metodologia seria y directa para armar un presupuesto fuerte que usted puede seguir y soportar.Las historias de exito hablan solas en este libro del maestro del dinero Dave Ramsey. En lugar de prometer la dosis no… |
