Think About Them Carefully – Online Wills
Question: I just came back from my attorney with my estate planning documents. One of my documents is a “living will,” but I have no idea where to put it. How about putting it where it will be safe, like in my bank’s safe deposit box?
Answer: Remember that a living will is only useful if it is found! You should store your living will (also called an “advance healthcare directive”) where it will be found when it is truly needed.
A living will form usually covers specific directions as to what kind of medical treatment your caregivers will give you or are not allowed to give you. Some people go as far as to refuse food and water if they become incapacitated. A will to live is just that though, it is intended to force caregivers to give you the kind of medical treatment you want if you can’t communicate those directives yourself. You are considered unable to communicate when you become incapacitated or brain damaged.
Your safe deposit box. Sorry, but think again! If your agent does not have access to your bank safe deposit box, obviously he or she may never be able to get the living will in time so that it can be used.
Your home safe. This is like placing your healthcare directives in the bank’s vault. If only you have the combination to the safe, then your agent will probably never find it.
Giving it to someone unknown to your agent. This is another way to “lose” your directives — giving the living will to someone other than your agent, without your agent’s knowledge. Again: If your agent has no idea where the living will is, then how can he or she get it?
Giving the original to someone at odds with your agent. Some of you may have intra-family turmoil. Obviously, never give your living will with someone who often fights with or is at odds with your designated agent. Remember: The purpose of the living will is to ensure that your wishes are carried out. PERIOD. Your directives are not to be used in a way to be “fair” to another family member, or for any purpose other than ensuring that your wishes are followed.
Putting it where nobody would ever look. This is a general category. Never place your living will in a secret place, or in the middle of a “mess.” It should be kept in a place known to your agent, or otherwise where important papers are kept.
So many people go to the expense of preparing a living will, but give little thought as to where it should be kept. Even more important, they place their living wills in entirely inappropriate places. Make sure that your agent knows where you have stored your living will.
Online wills are inexpensive, compared to hiring a lawyer, whose professional fee may often be quite pricey. It is also very easy to create, as you will be provided a template, which you will just follow. There are very easy steps which have very specific questions to help you out. Some questions will even include suggestions to make decision making easier.
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